TERMS OF SERVICE
We’re committed to delivering a valuable and rewarding experience for every participant engaging with our programme. To ensure transparency, we’ve clearly outlined our policies below. By making a purchase through www.thriveover45.co.nz, you acknowledge and agree to our terms detailed below.
Intellectual Property
The content, including but not limited to text, graphics, images, and other material within Thrive Over 45, is protected by copyright and other intellectual property laws. The content is owned by Thrive Over 45 Limited. You may not modify, reproduce, distribute, or create derivative works based upon the course materials without explicit written permission from Thrive Over 45 Ltd.
Prohibited Actions
You agree not to:
Distribute or Replicate: You shall not distribute or replicate any content within Thrive Over 45 Online Programme without prior written consent from Thrive Over 45 Ltd
Modify or Reverse Engineer: You shall not modify, adapt, translate, reverse engineer, decompile, disassemble or create derivative works based on the course materials.
Disclaimer
The course content is provided on an "as-is" and "as available" basis without any warranties of any kind, either express or implied. Thrive Over 45 Ltd does not warrant that the course content will be error-free or uninterrupted. The use of the course materials is at your own discretion and risk.
Governing Law
These terms shall be governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law provisions.
Changes to Terms
Thrive Over 45 Ltd reserves the right to modify or replace these terms at any time. It is your responsibility to review these terms periodically for changes. Your continued use of the course materials after any modifications constitutes acceptance of those changes.
Online Course
Immediate Access & Intellectual Property
Our digital courses are delivered through a secure online platform and provide immediate access to intellectual property upon enrolment. In accordance with the Consumer Guarantees Act 1993, consumers are not entitled to a refund simply because they have changed their mind or no longer wish to use the service.
As our digital content is provided immediately after purchase and is not returnable, we are unable to offer refunds or credits once access has been granted.
Applies to All Payment Options
This policy applies to both full payment and payment plans. Access is granted immediately upon enrolment - therefore, no refunds or cancellations of future payments will be permitted.
No Partial Refunds
Refunds are not available for dissatisfaction, non-completion, or lack of use. We’ve built these programs to be practical, actionable, and high-value. Please review course information and previews carefully before purchasing.
Technical Issues
If you experience technical difficulties that prevent access, email us at info@thriveover45.co.nz. We’ll resolve the issue promptly.
Course Updates
Courses may occasionally be updated or revised. Temporary access limitations due to updates are not grounds for refunds - they are part of maintaining the best experience for our students.
Contact Us
For assistance, please contact our support team at info@thriveover45.co.nz. We are dedicated to ensuring that your learning experience with us is seamless and rewarding.
Thrive Over 45 Ltd reserves the right to amend any part of this policy at any time without prior notice.
By accessing or using the course materials, you agree to these terms and conditions. If you do not agree to abide by these terms, please refrain from accessing the Thrive Over 45 Online Programme.